Which one of the following does NOT form part of a commercial bank's assets?

Question

Accepted Answer

D. Deposits accepted from customers. Loans and advances, investments held by the bank, and money at call and short notice are all genuine assets on a commercial bank's balance sheet, representing claims the bank holds. Deposits, by contrast, represent money the bank owes back to its customers, making them a liability rather than an asset, which is exactly why option D does not belong among the bank's assets. Hence option D correctly identifies the item that is not a bank asset.

Answer

A. Loans and advances given to customers

Answer

B. Investments held by the bank

Answer

C. Money at call and short notice

Answer

D. Deposits accepted from customers