Read the following passage and answer the item that follows. Your answer to this item should be based on the passage only.

Non-performing assets have long weighed on Indian banks' balance sheets, tying up capital that could otherwise support fresh lending. The Insolvency and Bankruptcy Code sought to fix this by setting firm timelines for resolving stressed accounts, but resolution often still drags well past those timelines as cases move through repeated appeals, leaving the underlying problem only partly addressed.

Which one of the following is the most logical and practical suggestion implied by the passage given above?