Consider the following statements about Self-Help Groups (SHGs) in India:

1. The SHG-Bank Linkage Programme was pioneered by the State Bank of India.

2. Loans taken by an SHG are typically extended on the basis of the joint liability of all its members, rather than individual liability.

3. Commercial banks, Regional Rural Banks and cooperative banks are all permitted to lend to SHGs.

How many of the statements given above are correct?