Livelihood and Rural Welfare Schemes

PM-SYM: a real pension guarantee, with a precise limit on what survives the subscriber

The Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme is open to unorganised-sector workers aged 18 to 40, earning a monthly income up to ₹15,000, who contribute alongside a matching government contribution into an LIC-administered pension corpus. On reaching 60 years of age, an enrolled subscriber receives an assured minimum monthly pension of ₹3,000. The precise limit worth fixing exactly concerns what happens after the subscriber's death: family pension is payable only to the spouse, at 50% of the pension amount, not to the entire family including every child, a common overreach a question is specifically built to catch.

Rashtriya Gokul Mission: genetic conservation, not just milk output

The Rashtriya Gokul Mission was launched to develop and conserve indigenous ("desi") bovine breeds, alongside enhancing the livelihoods of rural households that depend on cattle rearing, including through better breeding services. The precise, testable boundary here is what the mission's objectives are not limited to: it is not restricted strictly to milk production; conservation and genetic improvement of indigenous cattle breeds is one of its core, explicit objectives in its own right, not an incidental side effect of a milk-output-focused programme.

Rashtriya Garima Abhiyan: manual scavenging specifically, not any single vulnerable group

The Rashtriya Garima Abhiyan is a national campaign aimed specifically at the eradication of manual scavenging and the rehabilitation of manual scavengers, through skill training, credit support and alternative livelihood options. It is not a homelessness-rehabilitation scheme, not an alternative-livelihood scheme for sex workers, and not a bonded-labour release and rehabilitation programme; each of those groups is served by its own separate, distinct welfare scheme, and Rashtriya Garima Abhiyan's own target group and purpose is specifically manual scavengers, nothing broader.

Quick revision points

• PM-SYM: unorganised-sector workers, 18-40 years, income up to ₹15,000/month; assured minimum pension of ₹3,000/month at age 60. On death, family pension goes only to the spouse, at 50%, not to the whole family.
• Rashtriya Gokul Mission: develops and conserves indigenous cattle breeds (genetic improvement) alongside boosting rural cattle-keeper livelihoods; not limited strictly to milk production.
• Rashtriya Garima Abhiyan: targets manual scavenging eradication and rehabilitation specifically, not homeless persons, sex workers, or bonded labourers, each served by a separate scheme.